Barbelith Underground > Conversation > Urgh! Fuck!: A thread for untamed hate and anger [PICS]

Oh really. For Fucks' sake...

So my mobile has now been cut off due to unpaid funds.

Funds that the lady in the bank ASSURED ME HAD GONE THROUGH.

So i ring up the phone company and ask what can be done, and they need a direct payment with a card. So i say i'll ring back when i've checked my balance.

So i go to my bank's website and try to log on, but am told 'We are unable to log you onto your account, please call [phone number]'.

So i call the phone number.

'Hi, i've just tried to log onto my internet banking, but it didnt work and told me to ring this number.'

'Oh okay. Yes the reason you haven't been able to log on is that one of your accounts is £70 overdrawn.'

'So you stop people accessing their internet banking services when they are overdrawn?'

'Yes.'

'What number should i ring to complain about this?'

'It's just the way the system is set up. There's nothing anybody can do about it.' [I hate this one the most - 'it's just the way the system is set up...' - WHO THE FUCK DO YOU THINK SETS UP THE SYSTEM?!]

'So how am I meant to transfer funds between my accounts?'

'I can do this for you now. Oh I'm afraid your other account has no funds [Because banks, in their infinite wisdom and greed still see fit to makes us wait THREE FUCKING DAYS FOR EVERY FUCKING TRANSFER THAT GOES BETWEEN DIFFERENT BANKS, EVEN THOUGH IT WILL TAKE THEM LESS THAN A SECOND TO HAVE THEIR COMPUTERS SWAP THE NUMBERS AROUND!]'

'Okay. never mind. Thanks. Bye.'

So i now have to wait for the money to arrive in my account so that i can then ring somebody up and have them transfer funds to an account i have been trying to close for months, but have been unable to due to my lack of money and the growing overdraft it has on it due to - yep, BANK FEES. Once they have done this, I will be allowed (ALLOWED?!) to access my online banking services and sort out the rest of my payments.

I might even be able to get my phone working again.

Of course, this means my holiday will have to be delayed by a day so i can sort all of this stinky, stinky shit out.

I'm fucking sick to death of banking systems, banks, direct debits and money in general.

I. JUST. WANT. TO. SIT. UNDER. A. NICE. TREE. AND. TALK. TO. CATS.

Thanks, everybody, for the condolances and advice.

Metal hands: My employer should pay me the charges they caused, but i have only been in their employ for three weeks. And it's bar work. I figure they'd quicker drop me than have to pay me nearly a week's wages. I might ask quietly tho, and see what they say.

Paranoidwriter: I may well have to change banks. I'm sick of this shit. My problem at the moment is that I have a heaving £2000 student overdraft that is interest-free for the next year. I'm not sure many banks would be willing to take that on. But at the moment, i suppose it's costing me more to bank with *am i allowed to name them, or is there a risk of accusations of slander?* than it would to have an overdraft with interest.

The journo idea is an excellent one. I have a friend with an impressive-looking camera. I also have a friend with a video camera. But i suppose video stuff is more likely to cause a bit of a fuss...

The op went fine, thanks. It was just a simple bone-pinning thing - a hangover from my idiot student days of rolling down hills when drunk :-)

Pan: Thanks for the link; the site looks like it'll be a great help. It'd be pretty good to get that money back, really.

So, can anybody recommend a good bank in the uk? Preferably one that is actually a bit forgiving and not too excessive with its fees? Preferably one that doesn't market itself as 'ethical' while ripping off its customers?

Failing that, A bank with a good logo will do.

SICK OF IT!