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The Real Cost Of Car Ownership

 
 
MattShepherd: I WEDDED KALI!
14:54 / 12.11.06
Spinning off the Miserable Thread...

A few years ago, I decided to buy a house. The big factor in homebuying was buying a place I wouldn't need a car to live in -- there are lots of gorgeous small towns close to me, but I couldn't afford both a car and a house, and a house seemed to make more sense.

Over time, this initial economic decision has become a practical one, and an environmental/life values one. I live in a pretty conservative part of the country, though, and this decision gets me a lot of raised eyebrows. Hell on dating, too -- most women won't even look at a man in his thirties who doesn't own a car. (Not that this isn't vice-versa, too, but I haven't been in a position to find out).

Public transit is total shit in this city, so I spend a lot of time on my bike and a lot of time on foot, but that works out better in the long run -- I have friends who own a car so they can save time, and use the time they save to get expensive gym memberships so they can exercise. I'm just eliminating the middle man, really.

According to Maclean's Magazine (Sept. 25/06) quoting Lenard Segnitz, not owning a car saves the average Canadian about $7,000 a year. You can see the true cost of car ownership (requires a U.S. Zip code, I use Hell, Michigan: 48169) at edmunds.com, and just plugging in the numbers for a used 2002 Toyota Camry (a friend owns one), I came up with $31,000 over five years.

That includes depreciation, financing, insurance, taxes, insurance, taxes & fees, maintenance, and repairs.

That's $6,000+ per year.

And gas keeps going up. As does insurance.

There's a UK calculator here, but it's not nearly as automated as the Edmunds one.

Being looked at as a kind of freak is obviously a bit tricky at times -- even my friends that respect the decision still think it's a bit strange. But it's become more than a simple financial or even environmental concern... "non-car-owner" is now part of Who I Am to a considerable extent, and barring a major lifestyle change (like becoming a parent*, or a pizza delivery man) I don't think I'm ever going to get one.

In 2005, not owning a car paid for a trip to Europe. This year, it paid for a new roof. Next year, it'll pay off my new bike and probably some new windows on the front of the house.

Any other non-car-owners in the crowd? Anyone considering ditching the motor and getting with the pedal-power crowd? The cost calculator at Edumunds makes a pretty convincing case for two wheels good.

*Not that being a parent REQUIRES a car, but in a one-bus-every-hour city like mine, I can't imagine it being very possible to stay sane without one.
 
 
Mistoffelees
15:18 / 12.11.06
I don´t have a car. In Berlin, you don´t really need one. And when I was still working, I could walk to my office (about 1 km away).

I never cared enough about cars to get a driver license, and I love my money too much to trade it for a car. My colleagues talked about the problems with their cars all the time, and it would be just one more thing to worry about and with no practical use for me.

But I know, that people can treat one as being odd for not owning something. I also don´t have a TV or a toaster. And a colleague once almost fell from his chair in astonishment, when he discovered, I was toasterless.
 
 
Grey Cell
17:51 / 12.11.06
I have a driver's license, but never owned a car - I never wanted one for pretty much all the reaons MattSheperd mentioned, and have managed to get by quite well without one so far. Now that I'm doing more and more freelance work I may eventually need one, because relying on my feet and public transportation isn't always the most efficient way, but I'm confident I'll be able to hold it off for some time to come.

I live in a small(ish) university town in the middle of a small and densely populated urbanised zone (which takes up about half of the country), with most major cities relatively nearby (I can get almost anywhere from here in a reasonable amount of time, and I rarely need to carry more than a camera or a laptop). Things will be different if I ever decide to move out and go live way out in the boonies of course.

Never noticed any problems dating-wise (I'm 30), but women in the social scenes I frequent generally have other priorities too... which is good, because if I ever do buy myself a vehicle it'll probably be a big ugly second-hand van I can customise without fear of making a scratch somewhere, and not some flashy muscle car...

(Hell, some people give me shit for not owning the very latest stylish new cell phone, instead of the clunky fossil I've been using for four years now. Big deal.)
 
 
Alex's Grandma
18:53 / 12.11.06
I own a Lexus, because it projects the right kind of image. Because it makes me seem powerful.

This may not mean anything to you guys, but in my line of work, drive to the office in a 2CV or related and you may as well show up without any trousers on.
 
 
Grey Cell
09:43 / 13.11.06
Meh, the same generally goes in my line of work (graphic design, multimedia, all kinds of dotcommy stuff) too. Lots of huffing and puffing, and sizing up each other's portfolio. Perhaps it's a bit more "artistic", less focused on big cars and expensive suits and more on small hi-tech status symbols like the latest cell phones, Apple laptops (well, I have one of those), palmtops, and other toys.

I guess it's the atittude that counts. I don't drive up to a client, I just appear at the door like some kind of modern-day hi-tech ninja. Does the trick, and at a fraction of the price.

(But ultimately, once you've proven you can deliver, hardly anyone is going to care if you do show up one day without either car or trousers. I love this job.)
 
 
Spaniel
10:28 / 13.11.06
I suspect Alex is taking the piss.
 
 
Grey Cell
10:50 / 13.11.06
I'd say it depends mostly on the line of work he's in.
 
 
Spaniel
11:15 / 13.11.06
Well, granted he could be in a line of work that demands lexusitude, but piss-taking and pretence being Alex's default setting I'm inclined to think he isn't.
 
 
Whisky Priestess
11:18 / 13.11.06
Alex may be, but I think Alex's Father is deadly serious.
 
 
Spaniel
11:20 / 13.11.06
Point
 
 
COG
12:13 / 13.11.06
I had a car when I used to live on the opposite side of London from my job, but that was only feasible because I started work at 4pm and finished after midnight.

As soon as I changed jobs to a local one, I sold it. Nothing like walking home for lunch.

Now in Barcelona the metro and buses are great and I can almost walk everywhere that I need to be, unless I'm in a rush. No-one that I know here owns a car. Parking is difficult in the narrow streets, and I personally don't feel safe driving here. The death rate from accidents is crazy.

I'm definitely a non-car owner now, and can't imagine ever buying one again. Maybe a camper van if I ever go extreme hippie, but that's it.
 
 
lekvar
00:05 / 14.11.06
I can't get by without a car in my current circumstances, and I doubt that they will be changing any time soon. Sadly, if I were to take local mass transit to work it would take two hours, the same amount of time as riding my bike. That's one-way. Back before I had anything resembling a career I proudly went car-less for four or five years, and it was great! My girlfriend and I have been sharing a car for the last two years, but that isn't working out very well any more and we're considering getting a second one.

I hate the suburbs.
 
 
Less searchable M0rd4nt
15:26 / 15.11.06
Alex's father: You're fooling no-one but yourself, chum. You've been sleeping in that car since last June. Making out you're still at gibbs*Media, driving off every morning with a cheery "Bye, darling!" when everyone round here knows you got canned after that thing with the coffee in your department. You're just lucky your missus is letting you live out of the garage while the court case gets sorted out.
 
 
Grey Area
00:55 / 18.11.06
I used to have a car in the UK. Now I don't, and I suppose location is everything with regards to my decision not to even entertain purchasing a new one. Reykjavik is small enough that an hour's brisk walk takes you to pretty much everywhere from the city centre (where I live). My work is 15 minutes walk away, my favourite bar is 5 minutes walk away and for everything else there is a fairly reliable bus network (which I am amazed to see actually has a couple of vehicles running on fuel cells...).

The one thing which makes me consider buying a car is the weather. Walking to work in 40km/h winds with wind chill of -18C redefines "being cold". When you can't feel your face for ten minutes after getting to the office, that's cold. Mind you, getting cars to start in that sort of weather is tricky too. So I think I'll just invest in some long-johns and keep walking.
 
 
8===>Q: alyn
02:26 / 18.11.06
I had to buy a car when I moved out of NYC, and I hate everything about it.
 
 
Feverfew
04:51 / 18.11.06
Even those, cute, cute little wing-mirrors?
 
  
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